A hangover of the 2014 liquidity crisis in the banking sector, which saw profit margins shrinking by as much as 85% in the next reporting period at some leading banks, continues to haunt bank employees who live in fear of losing their jobs. Their fears are not unfounded since 274 of their colleagues were booted out in the 2014/15 financial year, according to the latest Banking Supervision Annual Report released in August. BoB Governor Linah Mohohlo observes in the report, which covers the 10 local commercial banks and three statutory banks that the loss of jobs was due to restructuring exercises, voluntary exit and retirement undertaken to reduce costs and increase operational efficiencies. Whither bankers' union? Fears of job losses are aggravated by allegations of inactivity of the bankers' trade union - the Botswana Bank Employees Union (BOBEU) – which has led to management in some banks having a field day; sources have told The Patriot on Sunday. The sources, who are members of the union, said ever since the new central committee was elected into office salary negotiations have been reduced to a formality with management pushing their offers without resistance, as has always been the case. The biggest…